Mortgage Affordability Calculator

Calculate how much home you can afford based on income, debt, and down payment (GDS/TDS or DTI).

Select your region for jurisdiction-specific rules (deposit caps, rent increase limits, transfer taxes, and more).

Inputs

Annual Gross Income

CA$

Interest Rate

Amortization (years)

Down Payment

CA$

Annual Property Tax (est.)

CA$

Annual Heating/Insurance

CA$

Other Monthly Debt Payments

CA$

Maximum Purchase Price

$544,173

Maximum Mortgage

$444,173

GDS / Front-End DTI

32.00%

TDS / Back-End DTI

37.00%

Qualifies

✓ Qualifies