Property tools & calculators

18 free tools for landlords, tenants, and real estate investors — jurisdiction-aware, no account needed.

18 tools

Mortgage Payment Calculator

Calculate monthly mortgage payments with Canadian (semi-annual) or US (monthly) compounding.

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Amortization Schedule Calculator

Generate a full amortization schedule with principal, interest, and balance by month.

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Rent Increase Calculator

Check if a rent increase is legal and calculate the new rent based on your jurisdiction's guideline.

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Security Deposit Calculator

Check if a security deposit amount is legal and calculate allowable interest earned.

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Prorated Rent Calculator

Calculate the prorated rent for a partial month.

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Mortgage Affordability Calculator

Calculate how much home you can afford based on income, debt, and down payment (GDS/TDS or DTI).

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Cap Rate Calculator

Calculate the capitalization rate (cap rate) for any rental property.

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Rental Property Cash Flow Calculator

Calculate monthly and annual cash flow for a rental property after all expenses and mortgage.

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Land Transfer Tax Calculator

Calculate land transfer tax for any Canadian province or US state, with first-time buyer rebates.

taxJurisdiction-aware

Cash-on-Cash Return Calculator

Calculate your annual cash-on-cash return — the percentage return on your actual cash invested.

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Mortgage Insurance Calculator (CMHC / PMI)

Calculate CMHC mortgage insurance premium (Canada) or PMI annual cost (US) based on your down payment.

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DSCR Calculator

Calculate the Debt Service Coverage Ratio to see if a property qualifies for financing.

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IRR Calculator (Internal Rate of Return)

Calculate the Internal Rate of Return for any real estate investment using custom cash flows.

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Short-Term Rental Revenue Estimator

Estimate annual Airbnb / VRBO revenue based on ADR and occupancy rate.

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STR vs Long-Term Rental Comparison

Compare short-term rental vs long-term rental income for the same property.

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Rental Property Depreciation Calculator

Calculate annual CCA deduction (Canada) or MACRS depreciation (US) for a rental property.

taxJurisdiction-aware

Closing Cost Estimator

Estimate all closing costs when buying a property including transfer tax, legal fees, and inspections.

taxJurisdiction-aware

Rent-to-Income Ratio Calculator

Calculate the rent-to-income ratio to screen tenants or assess your own affordability.

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