Mortgage Insurance Calculator (CMHC / PMI)

Calculate CMHC mortgage insurance premium (Canada) or PMI annual cost (US) based on your down payment.

Select your region for jurisdiction-specific rules (deposit caps, rent increase limits, transfer taxes, and more).

Inputs

CA$
CA$

Results

Insurance Premium / Annual Cost

$16,740

Down Payment %

10.00%

Loan Amount

$540,000

Total Mortgage (incl. insurance)

$556,740

Added to Monthly Payment

$0

Frequently Asked Questions